45 Degrees

A South-African based Banking
ICT Support Company

CORE

Our primary core offering has traditionally been the acquisition, implementation and support of the Temenos T24 Core Banking System.



Over the last few years we have been involved in Temenos T24 implementation and support Projects at a number of Banks including Development Bank of Ethiopia (DBE) in Addis Ababa, National Bank of Commerce Uganda (Now defunct), Tropical Bank of Uganda, Banque Populaire du Rwanda (BPR) in Kigali, National Bank of Malawi (NBM) in Blantyre, National Building Society (NBS) Bank of Blantyre, Malawi, Ithala Bank in South Africa and DFCU Bank in Kampala.

Mature Range of IT Consulting and Advisory Services

To Banks and other Financial Institutions with diverse fields and sectors.

Proprietory Solutions

Bill Payments Platforms

We facilitate third- party integrations into Core and Financial Systems. We integrate systems such as Utilities (UMEME, NWSC etc.), Pay TV (DSTV, GOTv, StarTimes etc.), taxes (URA and local Governments) and Fees including School fees among several others. This enables your system to process all such payments.

Banking and Finance Apps

We have developed Android and iOS Apps that replace USSD functionality for Banks and Telecoms.

Agency Banking Platform

To facilitate your handling of distributed Agency payments.

Distribution Management Platform

This provides functionality in a Server installation and an Android App to enable you manage your remote stocks and distribution requirements.

Bespoke Development

Any Other that you may require.

Our Services


T24 Consultancy

  • Acquisition and Implementation Support Services
  • Business Requirements gathering, BRD and FSS
  • Implementation, Quality Assurance and Testing Services
  • Systems Integration
  • Data Migration
  • Local Developments and Interfaces
  • Project Management Services
  • Training
  • Post-Implementation Audits and Reviews
  • BankBi™ Reporting/Financial Management Support
  • General IT Consulting

  • IT Strategy Review and Implementation Support
  • Infrastructure Systems and Departmental Reviews & training.
  • Infrastructure planning and reviews
  • Departmental (IT Process and Organisation) Audits/Reviews
  • Business and IT Analysis
  • Documentation
  • Disaster Recovery solutions, documentation and plans.
  • Software installation, support and maintenance.
  • Training
  • End of day Operations
  • IT outsourcing
  • Bespoke Software Development
  • Networks and Infrastructure Support

  • Hardware Installation and support
  • ATM Installation and Support
  • Network Installation and Support, LAN and Telecoms
  • Requirement and traffic analysis
  • Technology options, design and application consulting.
  • Systems Integration including LAN, WAN, security solutions, network and systems management.
  • Software and hardware procurement advisory.
  • Customized Support Operations

  • Dedicated On-Site Services: A virtual office away from the office. The setup operations are taken over by 45 Degrees and there are dedicated teams either working office hours or on a retainer basis (agreed hours) on your needs. They are assigned only on your projects and they are totally committed to anticipating and delivering support to your mission critical Information Technology Infrastructure.
  • Dedicated ADHOC Services: The setup operations are taken over by 45 Degrees and there are dedicated teams working office hours (in certain instances 24X7) on your needs on an as-and-when basis. The teams are assigned to no more than three customers only, working on those projects and they are totally committed to anticipating and delivering support to those mission critical Information Technology Infrastructures.
  • Payments and Related Services

  • Third-party, Bank and Telecom Integrations for Bank-to-Wallet and Wallet-to-Bank Transactions
  • Bulk Payments to Mobile Money
  • Airtime and Data Processing.






  • Portfolio

    Airtel Uganda
    Between 2014 and December 2019, we were the primary integrators for all billers and service partners for Airtel Uganda and supported their entire aggregator platform. In that period, we completed multiple developments and integrations that established us as a player in the Digital Payments space. In 2014, our most popular product offering was an Android App which we developed to replace USSD functionality for Airtel Africa – a first on the continent at the time.
    Stanbic Africa
    Stanbic Africa is a division within Standard Bank of South Africa that is responsible for operations outside South Africa. 45 Degrees Consulting were systems integrators with the responsibility of creating an MIS solution on a Microsoft SQL platform, a number of API’s to ensure a seamless integration into the host system called BankMaster and a number of bespoke software developments to enhance the system.
    Tropical Bank Uganda
    Since 2012 we have delivered a number of local developments and interfaces for Tropical Bank. Tropical Bank remains our important and esteemed client to-date. Please see the attached letter of reference for some of the services we have provided.
    DFCU Bank Uganda
    After DFCU Bank acquired the liabilities of the defunct Crane Bank Uganda in 2017, it invited 45 Degrees to support the acquired legacy system. 45 Degrees successfully maintained and supported the former Crane Bank system at DFCU Bank for one year from December 2017 to Dec 2019.



    Other Projects


    Stanbic Bank Mozambique

    T24 Consultancy for Support and Maintenance of the Bank’s R10 system in 2013 and 2014.

    National Bank of Malawi

    Implementation Support for T24 upgrade in 2012.

    National Building Society (NBS) Bank Malawi

    Support and maintenance of their T24 Core Banking System using a dedicated onsite resource 2014 – 2015.

    Banque Populaire du Rwanda Ltd

    Optimization of their loan functionality in 2015. Our resources stayed at the Bank for ongoing support up to September 2019.

    Ndejje University Kampala

    Review and optimization of their IT Infrastructure and for procurement support in 2017.

    Gold Trust Bank Kampala (Now defunct)

    Review and re- cabling of Pallisa and Bwaise Branch LANs in 2011/2012.

    National Bank of Commerce Kampala (Now defunct)

    Post implementation Review and Optimization of T24 R09 in 2011.

    Bank of Reconstruction and Development (BRD) Ltd, Rwanda

    Review and reorganization of the IT Department in 2016 and Restructure of Head Office LAN, WAN and related installations.

    DFCU Bank, Kampala, Uganda

    Extraction of historical Crane Bank statements and related data in 2018

    Sebalu and Lule Advocates

    Consultancy for the review of IT Policies and Infrastructure, and optimization of both in 2019.




    Strategic Business Partnerships

    Certified Service Partners to Temenos (www.temenos.com) of Switzerland for the acquisition, implementation and support of the T24 Core Banking System

    CR2 (www.cr2.com) of Dublin, Ireland for the acquisition of CR2 Digital Banking, ATM and Payment Software Solutions.

    GRG Banking (www.grgbanking.com) of Guangzhou, China for the supply and support of ATMS, Cash Dispensers, Recyclers, Cash Deposit and other cash handling devices.

    NLS Banking Solutions (www.nlsbanking.com) of Nairobi, Kenya for the supply of a number of ancillary Banking Solutions.

    BankBI (www.bankbi.com) for the acquisition and support of the BankBI T24 Financial Reporting and Management System.

    AfriCode Consultancy Limited, our sister company in Kigali, Rwanda currently headed by our Head of T24 Services. Africode supplements our headcount with key resources from Zimbabwe. In addition, AfriCode was key to our acquisition of the GXReporting reporting utility as part of the suite of products we offer our clients.

    45 Degrees India (Trading as PSsoft) our sister company supports us with resources as and when required.

    Write to us